Hank is BudgetLabs's AI assistant. It lives behind a small chat icon that's always within reach, and it's good at three things: answering "how do I…?" questions, finding and editing your transactions, and walking you through your finances out loud.
Open Hank
Tap the chat icon in the corner. Hank is available everywhere in the authenticated app.
What you can ask
How-to questions
How do I add a recurring category? What's the difference between archive and delete?
Hank answers with 2–4 short numbered steps and an explicit navigation path (e.g. Categories > Add Category > set Type and Recurrence). The answers come from the same canonical help guide that ships with the app, so they stay in lockstep with what's actually shipped.
Find a transaction
Find that $58 charge from last week. Show me everything I spent at Starbucks in March.
Hank searches by description, amount, and date. It returns up to a handful of matches with one-tap edit links.
Add a transaction
Add $42 to Groceries for Whole Foods today.
Hank confirms what it's about to do and asks before saving. Once you confirm, the transaction lands on the dashboard immediately. Hank reports back with the category-level numbers — how much you've now spent in that category for the month, your planned amount, and what's remaining — so you don't have to switch tabs to see the impact.
Split a transaction across categories
Split my last AT&T charge 67% to Cell Phone and 33% to Business Expenses.
Hank finds the transaction first, shows you the split it's about to apply, and asks for confirmation. Use percentages for recurring splits where the parent amount can vary, or absolute dollar amounts for one-off cases ("split my Costco run: $200 to Groceries and $50 to Tools").
Amortize a transaction over months
Spread my $1,200 software license over 12 months.
For prepaid expenses that should be recognized over time (annual subscriptions, insurance premiums, gym memberships paid up-front), Hank can amortize the charge into evenly-divided monthly slices. The original bank transaction stays one row; only the budget recognition spreads.
Delete a transaction
Delete the duplicate Costco charge from yesterday.
Hank always finds first, shows the candidates, and asks for an explicit confirmation token before anything is removed. There is no "trust me" delete.
Net worth, assets, and debt
What's my current net worth? List my credit card balances.
Hank can read your Assets and Debt accounts, sum them, and give you a snapshot. With confirmation, it can also add new accounts in bulk.
Cited answers with jump-to-source
When you ask a how-to or "what is" question, Hank searches the published BudgetLabs help content (this docs site, the knowledgebase, and the blog) and weaves small superscript citations into its answer — like this¹. Tap a superscript on web (opens in a new tab) or on mobile (opens in an in-app browser, tap Done to return to the chat). A "Sources:" line under the message lists every cited article by title, so you can scan for one without re-reading the answer.
Hank can only cite from results that actually came back from the search — if there's no match, it answers without citations rather than guessing a URL.
What Hank won't do
- It won't pretend a feature exists that doesn't. If you ask about something not yet shipped, Hank says so and offers the closest supported path.
- It won't act without confirmation on anything that mutates your data.
- It won't make financial advice claims. Hank is a power tool for your own data, not an advisor.
Free vs Pro
- Free — 5 chats per day. Enough to be useful for the occasional question.
- Pro — higher limits, faster responses, full access to the assistant's tools.
See Plans & billing for current pricing.
A tip on phrasing
Hank handles natural language well, but the more specific you are, the better the result. Compare:
- "Add a transaction" — Hank has to ask you for everything.
- "Add $42 to Groceries for Whole Foods today" — one round-trip and done.
Related
- AI bank statement import — paste raw bank text and let Hank parse it.
- Receipt scanning — snap a receipt and let the AI read it.