BudgetLabs is a zero-based budgeting app for people who want to be deliberate about where their money goes. It is web-first and ships as a native app on iOS, with Android coming soon.

The short version

You plan a month. Every dollar gets a category. As money moves, you log transactions yourself. The dashboard shows what's left. That's the whole loop.

Why manual entry

Most budgeting apps pull your bank transactions automatically. We don't. There's a reason for that: when you enter a purchase yourself — even if it takes five seconds — you actually feel it. You start asking the question those apps train you out of: did I mean to buy this?

If you came here looking for "set it and forget it," BudgetLabs is the wrong tool. If you came here because the auto-import apps stopped working for you, you're in the right place.

What's in the box

A monthly Dashboard with category-level progress bars.
Transactions you add by hand, by CSV, by AI-assisted import, or by snapping a receipt.
Categories that recur monthly, biweekly, weekly, or annually.
The Lab — a what-if planner with insights, scenarios, goals, and a terminal for power users.
Hank, an AI assistant that can answer how-to questions, find or add transactions for you, and walk you through your finances.
Assets and Debt trackers that roll up into a net-worth view.
Web subscriptions via Stripe and mobile in-app purchases via the App Store.

Who it's for

People who like to know. Spreadsheet veterans tired of Google Sheets, ex-YNAB users who outgrew envelope budgeting, couples managing one household, single-income earners optimizing toward a goal. If you can name the categories you spend in, you can run BudgetLabs.

Status

BudgetLabs is in Public Beta. The core loop — plan, track, review — is shipped and used daily by hundreds of budgeters who collectively log thousands of transactions a week. New features land most weeks; the community drives what's next.

When you're ready, the Quickstart walks you through your first month.