BudgetLabs has two plans: Free and Pro. Core budgeting is free forever. Pro lifts the AI limits and unlocks Smart Import. The full plan comparison and current pricing also live on the public Pricing page.

What's included

Free — $0 forever

Full budgeting Dashboard and category planning.
Transactions, Calendar, Assets, Debt — all unlimited.
The Lab — Insights, Scenarios, Goals, Terminal.
Hank AI assistant — limited to 5 chats per day.
Smart Import — limited to 1 import per day.

Pro — $1.99 / month or $19.99 / year (save 16%)

Everything in Free.
Higher AI limits.
Hank — fast budgeting Q&A, coaching, and action support without a daily cap.
Smart Import — paste raw bank data or upload statements, get clean categorized transactions.

Limits and details may evolve as the AI side of the product improves.

Upgrade

On the web

Go to Settings > Subscription.
Tap Upgrade to Pro.
You'll be redirected to Stripe Checkout to add a payment method and confirm the plan.
On success, your account is Pro immediately and the entitlement syncs to mobile.

On iOS

Go to Settings > Subscription.
Tap Upgrade to Pro.
Confirm the purchase via the App Store sheet.
On success, your account is Pro immediately on iOS and on the web.

Manage or cancel

Always manage your subscription where you bought it.

Bought on the web (Stripe). Open Settings > Subscription and tap Manage Billing. You'll be sent to the Stripe customer portal to update payment, change plan, or cancel.
Bought on iOS (App Store). Open the App Store > your profile > Subscriptions, then choose BudgetLabs. Cancel or change billing here.

If you upgrade on one platform and try to manage on the other, the app will redirect you to the right place. Cancellation takes effect at the end of the current billing period — you keep Pro features until then.

Switching from monthly to annual

Stripe lets you switch between monthly and annual from the customer portal at any time. App Store users switch via the App Store's subscription management.

Refunds

Web — refunds are handled through Stripe; reach out via Support.
App Store — refunds are handled by Apple; request via reportaproblem.apple.com.

What we don't do

We don't trial Pro and then surprise-charge you.
We don't gate core budgeting behind Pro. The whole point of the app works on Free.
We don't sell ads or your data. Period.

Security & privacy — what we do (and don't) collect.
Settings > Subscription — your subscription status and the entrance to all of the above.

Plans & Billing