Boulder· Q3 2026
In progressLess typing, less guessing. We are sharpening the everyday workflow — faster ways to split, amortize, and reconcile the charges that show up every month — and adding a few more ways to keep you ahead of the next bill.
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What's new
Quarterly milestones, named for cities around the world.
Every quarter ships under one name, with one focus. Here's where we are, where we're headed, and what's already landed.
On the roadmap
Charleston· Q4 2026
Up nextThe long view. This quarter is about seeing past the current month — clearer ways to plan for what is coming, track where you are headed, and take your numbers with you.
Shipped
Q3 2026
Boulder
August 2026
- Aug 18
Fix a holding from your AI assistant
Connect BudgetLabs to Claude and you can now just say what's wrong with a holding — a misread ticker, a share count off by a decimal — and have it corrected, without opening the app.
- Aug 16
See and fix your RSU grants without opening the account
RSU accounts now show their grants on the card — a sortable table with vest status and a running total — and you can add, correct, or remove a grant right there. Investment accounts gained the same inline Add holding.
- Aug 16
See what an account actually holds
Investment accounts now have a Holdings section on the card itself — a sortable table with a running total, and you can correct or remove a holding without opening the account for editing.
- Aug 15
Fix a typo in Amount History
Amount History is now a proper table, and the most recent entry can be corrected in place — amount, date, or note — instead of being stuck there forever behind a second entry that papers over it.
- Aug 15
Scan a statement into your holdings
Drag a brokerage statement or screenshot onto an investment account and the positions fill themselves in — ticker, asset class, market value, shares, cost basis, plus the account total and statement date. You review before anything saves.
- Aug 15
See how your mix has changed
The Allocation page now charts your portfolio by asset class over time, so you can see the shape of your mix shifting — not just what it is today.
- Aug 14
Your Currency, Everywhere It Should Be
Find your currency by typing a few letters instead of scrolling, and see it used consistently — the amount fields, chart axes and summary chips now show your symbol instead of a dollar sign.
- Aug 13
See Your Whole Portfolio Against Your Target Mix
A new Allocation view shows your actual investment mix against a target you set — by asset class, with drift in percentage points and dollars, a tax-treatment split, and employer-stock concentration. A heads-up appears the moment any class drifts 5 points or more from where you wanted it.
- Aug 13
Choose Your Currency
Keep your budget in kronor, euros, pounds, or any other world currency — with the number and date formatting that goes with it. Nothing is converted; your figures stay exactly as you entered them.
- Aug 13
CSV Import Reads Your Bank's Format
Pasted CSV now handles quoted files, comma thousands separators, decimal commas, semicolon delimiters, and day-first dates — and tells you when a row couldn't be read instead of quietly leaving it out.
- Aug 12
See What's Inside Your Investment Accounts
Brokerage, 401(k), IRA, Roth IRA, HSA, 529, and crypto accounts can now hold individual positions, not just one balance. Add the tickers, values, shares, and cost basis you want to track, and BudgetLabs figures out what's still sitting in cash and keeps a history of every value you enter.
- Aug 11
Lend Money to Family, Without Losing Track
Lend money to another BudgetLabs member — a parent to a kid, one friend to another — and see the real, shared balance update as payments are made and confirmed.
- Aug 11
Link Any Payment to a Bill or Renewal
Attach a real transaction to any bill or annual-event cycle after the fact, split a payment across two transactions, and see exactly what paid it — not just annual events anymore, every bill too.
- Aug 10
One Honest Budgeting-App Comparison a Month
Subscribe from any post on the blog and get one straight comparison of a budgeting app each month — what it does well, where it falls down, and who it's for. No account needed, no drip sequence, unsubscribe in one click.
- Aug 10
Sort Your Annual Renewals
Annual Events is now a sortable table. Sort by amount to find the renewals worth saving for, search by name or category, and see the total actually due over the next twelve months.
- Aug 6
Setup Asks What Kind of Debt
The debts step during setup now asks whether each one is a card, a loan, a mortgage, and so on — instead of filing them all under Other. HELOC and line of credit are new options, and your debt payoff forecast can finally count the loans you entered at signup.
- Aug 4
Bring a Category Back for One Month
Need a seasonal or occasional category in a month it doesn't normally show up in? Add the one you already have instead of making a second one with the same name — so its history stays in one piece.
- Aug 2
Net worth and debt, over any stretch of time
The total-value chart on Assets is now a real chart — labelled dollar and date axes, and four ranges to switch between — and the Debt page gets a matching one showing your balance falling over time.
- Aug 2
See when your debt is actually paid off
Your balance chart now keeps going past today — a dotted line out to the month you're debt free, including one based on what you've actually been paying down on your loans.
- Aug 2
Sign out a device you don't have anymore
Lost a phone, or signed in on a computer you no longer trust? Settings → Security now lets you sign out every other device at once, without signing yourself out of the one you're holding.
- Aug 1
Colour-coded institutions, and cards you can fold away
Accounts held at the same bank now share a colour — generated from the name, and changeable to anything you like — carried across both Assets and Debt. Any card can be collapsed to a single line, and both pages remember what you folded away — Assets and Debt alike.
- Aug 1
See how close your household is to the HSA limit
If you and a partner each have an HSA, the IRS family limit is a single cap shared between you — so you can both be 'under the limit' and still be over it together. The Assets page now adds up every HSA against one progress bar. And because most HSA money is a pre-tax payroll deduction that never becomes a transaction, each account has an 'Already contributed this year' field so the total reflects what actually went in.
- Aug 1
Loan balances now match your lender
Linked loan payments are split into principal, interest, and escrow the way an amortized loan actually works — so the balance on your debt card lines up with your statement instead of drifting a little further off every month.
- Aug 1
Setup now ends with a real transaction, not an empty dashboard
Setup used to build your whole budget and then hand you a dashboard of zeros, with a transactions list that just said 'No transactions found.' There's now a final step that logs one real expense — or imports a statement — so your budget is doing something before you ever reach the dashboard.
July 2026
- Jul 28
A Clearer Import Preview on Every Screen Size
When Smart Import flags a possible duplicate, you can now see the matching transaction's date and amount right on the row — no hovering required. Row actions moved into a single labelled menu, and the preview table no longer overlaps itself when you resize the window.
- Jul 27
Mark a debt paid off or an account closed
A Paid off switch on debts and a Closed switch on assets. Both keep the account and its full history, but drop it from your active counts, totals, and projections — so a loan you've finished paying stops following you around.
- Jul 27
Loan payments now record to your budget
Marking a mortgage, auto, RV, or student loan bill paid now offers to record the payment as a transaction — with the category pre-picked and the target budget month spelled out. Credit-card payments still stay out of the ledger, because the card's purchases are already there.
- Jul 27
Smart Import shows what's left as you categorize
Category balances in the import dropdown now account for the rows you've already assigned, so you can see which categories still have room while you work down the list. Refunds also read as refunds instead of errors.
- Jul 20
Manage bills without leaving the dashboard
Your upcoming bills on the dashboard are now actionable. Tap the ⋯ menu on any bill to mark it paid — and record the payment while you're at it — or edit a one-off bill's details, without leaving the dashboard.
- Jul 20
Split Auto-Fill
When you split a transaction and leave one category's amount blank, BudgetLabs now fills in the leftover automatically so the rows always add up to the total. Start typing in that row any time to override it.
- Jul 18
Cash Coverage
The Bills page can now tell you at a glance whether your spendable cash covers the credit cards coming due in the next 30 days — green if you can pay them in full, amber if only the minimums, red if you're short. Falls short and we'll flag it in-app so you're never caught off guard.
- Jul 18
Cash Coverage now forecasts your cash flow
Cash Coverage on the Bills page no longer just checks today's numbers — it projects your cash forward 45 days, factoring in paychecks and fixed costs on their real dates, and grades each credit card against your projected balance on its own due date. A new running-balance timeline underneath the status shows exactly when things get tight, marking every card's due date and the low point along the way.
- Jul 18
Discover what BudgetLabs can do
A gentle new tip on your Dashboard now surfaces one powerful feature at a time that you haven't tried yet — like asking Hank to build your budget, or letting Smart Import do your data entry — so nothing useful stays hidden.
- Jul 18
Log it: record an annual reminder's payment in one tap
When an annual reminder comes due, tap Log it to record the payment in one step — amount, category, and date already filled in, with the option to add it to that month's plan too.
- Jul 18
What's New Announcements
A small card now lets you know when we've shipped something — its title, what it does, and a link to see more. If more than one thing landed since you last looked, arrows let you flip through them. A quiet dot on the What's New tab sticks around until you've checked it out.
- Jul 13
Pick up an import where you left off
A transaction import now saves itself as you work. Close the tab, get interrupted, come back tomorrow — your in-progress import is waiting exactly where you left it, with your categories and splits intact.
- Jul 13
Saved rules categorize as you import
The categorization rules you've taught BudgetLabs now apply to matching rows in the same import batch — so charges you've sorted before arrive already categorized, and you only touch the ones that are genuinely new.
Q2 2026
Asheville
June 2026
- Jun 28
Cancel or resume, in the app
You can now cancel — or un-cancel — your subscription right inside the app, no email required. Head to Settings → Subscription. If you cancel, we ask one optional question about why, and you keep Pro until the period you've already paid for runs out.
- Jun 26
Free budgeting calculators
A suite of free calculators anyone can use — no account needed. Debt payoff (snowball vs. avalanche), a 50/30/20 budget split, savings-goal timeline, emergency-fund target, and compound interest, each with a plain-language explanation of the math.
- Jun 14
Amount changes reach future months
When you record a dated amount change — say a raise that bumps your paycheck category on August 1 — BudgetLabs now offers to carry it into the future months you'd already set by hand, instead of quietly leaving them at the old number.
- Jun 14
Cleaner imported names
Mobile-wallet and card-processor clutter — things like "Aplpay Meijer Store" or "Sq *Boulevard Lounge" — now shows up as "Meijer Store" and "Boulevard Lounge" in the import preview. The original text is kept underneath, so duplicate detection still works exactly as before.
- Jun 7
Debt-Free Date
The Debt page now opens with your projected debt-free date — the month every tracked debt clears at your current minimum payments — alongside your current principal, projected interest, and a declining-balance curve.
May 2026
- May 31
Hank looks things up
Ask Hank to find a charge or check for duplicates before you import. He reports the budget month each transaction landed in and flags likely duplicates — count first, so nothing gets removed by surprise.
- May 26
Transaction attachments
Drag a receipt, PDF, or screenshot straight onto any transaction — or drop proof right into the import preview. A small paperclip now marks every transaction that has something attached, so you can spot them at a glance.
- May 17
Smarter imports
Renaming a charge no longer breaks duplicate detection on the next import, and renames can quietly teach BudgetLabs how to label that same charge in the future. Annual-event reminders auto-link to matching transactions. And you can now mark a charge as reimbursable so it doesn't count against your budget while you wait to be paid back.
- May 10
Annual Events, reimagined
Annual Events got their own page in Tools. You can now set up renewals that repeat every 2, 3, 5, or 10 years, link an event to a budget category, and 'Apply to budget' to bump that category in the renewal month — so a yearly insurance bill never blindsides you.
- May 10
Bill Reminders
A dedicated /bills page sorts everything due into Pay today, This week, and Later. Capture a new bill by snapping a photo, dropping in a PDF, or forwarding the email — the due date, vendor, and amount get filled in for you.
- May 10
Family Sharing
One Pro plan now covers up to five people sharing the same budget. Invite by email, share categories and history, and keep things tidy when someone leaves.
- May 10
Onboarding Wizard
A new 5-step first-run flow turns a blank dashboard into a real starting point — name, income, goals, debts, and savings — all skippable and resumable from a banner on the dashboard.
- May 10
Split at import
Preview rows in Smart Import and CSV import can now be split across multiple categories before saving. The last sub-row auto-balances so the total always matches the original charge.
- May 10
Trusted Devices
Confirm a device once and skip the 6-digit code for 30 days. Revoke any device at any time from Settings → Security.
- May 3
Asset Contributions
Track the money flowing into your 401(k), IRA, HSA, 529, and other accounts — with employer-match support. Your asset chart now projects forward based on your contribution stream, so you can see where you'll be in five years if today's habits hold.